Ted Schaar freelance business writer

 



Excerpt from a manual for
Old Line Life Insurance Company





Underwriting is the process of determining risks and charging a rate that is appropriate to the amount of risk the company will insure.

Some risks are greater than others.

A 44-year-old man probably has fewer years left than a 22-year-old woman.

If the woman happens to make her living as a tightrope walker or enjoys bungee jumping, the 44-year-old man may have better prospects...


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